Are you getting ripped off abroad?
Hidden FX markups and Dynamic Currency Conversion can quietly add 3 to 7 percent to your card transactions abroad. This 60 second quiz shows where you might be exposed.
5 questions · No signup · Free
When an ATM abroad asks "Charge in USD or local currency?", what do you usually pick?
Be honest. Most people get this wrong.
At restaurants and shops abroad, when the card terminal offers to charge in your home currency, you...
What card do you mostly use abroad?
Roughly how much do you spend on cards per international trip?
Cash withdrawals, hotels, restaurants, shopping, all of it.
How many international trips do you take per year?
Your DCC Risk Score
0
out of 100
Estimated Annual Loss
$0
Recommended Fix
Stop bleeding money on every swipe.
Banks add a 3-5% FX markup on top of the real rate. DCC piles on another 3-7%. The fix is one card.
The Wise multi-currency card charges the real mid-market rate (the one Google shows you). No DCC. No FX markup. Works for taps, online, and ATM withdrawals worldwide.
0%
FX Markup
50+
Currencies
5 min
To Set Up
Want to go deeper? Read our full guide on how Dynamic Currency Conversion works and why to refuse it.